Best Travel Credit Cards
When it comes to planning a trip, having the right credit card can make all the difference. Whether you’re looking for rewards points, travel insurance, or simply no foreign transaction fees, there are a variety of credit cards tailored to the needs of frequent travelers. Here are some of the best travel credit cards currently available:
Chase Sapphire Preferred
The Chase Sapphire Preferred card is a favorite among frequent travelers for its generous rewards program. Cardholders earn 2X points on travel and dining at restaurants worldwide, and 1 point per dollar spent on all other purchases. The points can be redeemed for travel through the Chase Ultimate Rewards program, where they are worth 25% more. The card also offers a variety of travel insurance benefits, including trip cancellation/interruption insurance, rental car insurance, and baggage delay insurance.
Capital One Venture Rewards Credit Card
The Capital One Venture Rewards Credit Card is another popular choice for travelers. Cardholders earn 2X miles on every purchase, and the miles can be redeemed for any travel expenses. There are no blackout dates or restrictions, and the card also offers up to $100 credit for Global Entry or TSA PreCheck application fees. Additionally, the card has no foreign transaction fees, making it a great option for international travel.
American Express Gold Card
The American Express Gold Card is known for its generous rewards program for dining and travel. Cardholders earn 4X points at restaurants worldwide, 4X points at US supermarkets (up to $25,000 per year), 3X points on flights booked directly with airlines or on amextravel.com, and 1X points on all other purchases. The points can be redeemed for travel through the American Express Travel portal, and the card also offers benefits such as $100 airline fee credit and baggage insurance.
Citi Premier Card
The Citi Premier Card offers a competitive rewards program for travel and dining. Cardholders earn 3X points on travel, including gas stations, and 2X points on dining at restaurants and entertainment. The points can be transferred to a variety of airline partners, or redeemed for travel through the ThankYou Travel Center. Additionally, the card offers a $100 credit for Global Entry or TSA PreCheck application fees, and no foreign transaction fees.
Conclusion
When it comes to choosing the best travel credit card, it’s important to consider your personal spending habits and travel preferences. Whether you prioritize earning rewards points, having access to travel insurance, or avoiding foreign transaction fees, there are a variety of credit cards available to suit your needs. Be sure to compare the features and benefits of each card before making a decision, and always read the terms and conditions carefully.
FAQs
Q: What should I look for in a travel credit card?
A: When choosing a travel credit card, consider the rewards program, annual fees, foreign transaction fees, travel insurance benefits, and any additional perks such as airport lounge access or statement credits for travel expenses.
Q: Are annual fees worth it for travel credit cards?
A: It depends on the benefits offered by the card and your spending habits. If the rewards and benefits outweigh the annual fee, it may be worth it for frequent travelers. However, be sure to calculate the potential value of the rewards and benefits before committing to a card with an annual fee.
